A Generational Firm That Builds Generational Wealth
Serving clients in Texas and Nationwide
Davidson Capital Management works with individuals, families, endowments, foundations, and corporate retirement plans. Using our proven proprietary investment management philosophy, we’ve successfully managed client assets through more than 35 years of market cycles.
Preparing for Retirement
Approaching retirement or beginning the transition to relying on savings for income? Our disciplined withdrawal strategy provides active management during the most critical phase of your retirement.
Hardworking Investors
Value transparency, experience and accountability? We provide full, discretionary, in-house portfolio management with day-to-day investment decisions handled by our team.
Families Planning Ahead
Looking for long-term stewardship of your assets? Our team works directly with families seeking transparent fee-only alignment and steadfast oversight across generations.
Where Experience Goes to Work
Comprehensive Retirement Strategy
Real retirement planning goes beyond your investment accounts. Together we decide when to claim Social Security, how to draw income in a tax-efficient manner, how to prepare for healthcare and a long life, and how to leave something for the people and causes close to your heart. We connect every piece and manage it in-house, so nothing slips through the cracks. The result is one clear plan you understand, and a team that stays close.
Personal Investment Management
Our philosophy is straightforward: active management, grounded in research, kept tax-aware. We hold individual stocks, exchange-traded funds, investment-grade bonds, and no-load mutual funds, then adjust the mix over time as markets and your own life change. Your assets stay in your name with an independent custodian, Charles Schwab, never with us. As a fee-only fiduciary, we earn no commissions and sell no products, so our only job is your portfolio and your interests, nothing else.
Tax Efficient Strategies
Real tax planning lives in the details. We weigh Roth conversions in lower-income years, the careful timing of capital gains and losses, which account each investment belongs in, charitable giving, and tax-aware withdrawals once you retire. None of it is one-size-fits-all, so we build the whole approach around your current bracket, your income, and your long-term goals. As a fee-only fiduciary, we are paid only by you, never for steering you toward any single product.
Estate & Legacy Planning
The hardest part of legacy is rarely the paperwork. It is the decisions: who acts for you if you cannot, how to treat children fairly, what happens to a business or a family home. We walk through those questions with you, coordinate with your attorney and CPA, and keep your beneficiaries and titling in step as your life changes. As a fee-only fiduciary, our only stake is in doing right by you and your family.
Company Retirement Plans
A great plan is only as good as the people who use it. That is why we sit down with your employees, in person, and explain their options in plain language, so they take part. Behind the scenes, we manage investments in-house, keep your compliance documents in order, and review the plan with you year after year. As a fee-only fiduciary, we earn no commissions, so the guidance your team receives is in their corner.
Strategic Planning for Endowments & Foundations
For more than thirty years, we have served as a strategic partner to endowments and foundations across Texas. That means more than managing money. We help with the strategic planning of charitable donations, produce customized quarterly reports your board can act on quickly, and sit down with your committee in person to review the portfolio. As a fee-only fiduciary, we earn no commissions and sell no products, so our guidance answers to your mission alone.
Disciplined management of the assets
you spent a career building.
Money Wise
Insights on income strategies, retirement planning and market commentary from the Davidson Capital team.
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Davidson Insights
Latest Articles
Good News Becomes Bad News, Investing vs Gambling, & RIA vs. Broker
A strong jobs report took center stage this week, but the market’s reaction was anything but straightforward. The Dow Jones Industrial Average slipped about 0.3%, while the S&P 500 fell 2.6% and the Nasdaq dropped 4.7%. Despite the pullback, all three major indexes remain positive for the year, with the...
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5 Essential Questions to Ask About Medicare
Medicare can be confusing, but we’re here to help. Whether you’re just starting to explore your options or are ready to make a decision, we offer personalized advice to fit your unique needs. Download our helpful guide to get started. After reviewing it, feel free to schedule a no-obligation financial review with us.
